Terms & Conditions

By visiting and using TheMonetizedMom.com (hereinafter the “website”), you accept and agree to be bound by these Terms and Conditions including our Disclaimer and Privacy Policy posted on the website and incorporated herein by reference. 

The term “you” refers to anyone who uses, visits and/or views the website. 402 Creative LLC  (“company”, “I”, “we” or “us”) reserves the right to amend or modify these terms and conditions in its sole discretion at any time without notice and by using the website, you accept those amendments.  It is your responsibility to periodically check the website for updates. 

Your continued use of the website after posting of any changes to our Terms and Conditions constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by these Terms and Conditions.

Changes To The Terms

We may revise and update these Terms and Conditions from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the website thereafter. Your continued use of the website following the posting of revised Terms and Conditions means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Age And United States Use Only 

All information and content on this website are intended for individuals over the age of 18. Children, as defined in our Privacy Policy, are prohibited from using this website. 

International Users

The website is controlled and operated from the United States. If you access the website from outside the U.S., you are responsible for compliance with local laws and agree not to use the website content in any country or manner prohibited by applicable laws or regulations. 

Privacy Policy

We are dedicated to respecting the privacy of your personal information. Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions. Please review our Privacy Policy for more information.

Cookies & Pixels

We may use cookies and similar technologies (including social media pixels) to track the actions of visitors to the website and to deliver targeted advertising. Use of these technologies is governed by our Privacy Policy and the policies of the respective social media platforms. 

Accessing the Website and Account Security

We may withdraw or amend the website and any service or material we provide in our sole discretion without notice. To access certain resources, you may be asked to provide registration details or other information. It is a condition of your use of the website that all information you provide is correct, current, and complete. If you are provided with a username, password, or any other security information, you must treat such information as confidential and not disclose it to any other person. Your account is personal to you and you agree not to provide any other person with access to the website using your credentials. Notify us immediately of any unauthorized access or use of your credentials or any breach of security. We may disable any credentials at any time in our sole discretion.

Disclaimer

Your acceptance of our Disclaimer is expressly incorporated into these Terms and Conditions. Please review the Disclaimer for more information. 

Electronic Communications Consent

By visiting the website or sending emails to us, you consent to receive electronic communications from us. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing. Electronic communications do not create a professional-client relationship unless and until we enter into a separate written agreement.

Mandatory Arbitration and Governing Law

You expressly waive your right to bring any legal claims, now or in the future arising out of or related to the website and our products/services. In the event of any dispute, claim or controversy arising out of or relating to your use of this website, the terms and conditions shall be construed in accordance with the rules and regulations of the state of South Carolina and the United States. 

You agree to consent and submit to the jurisdiction of the state and federal courts located in South Carolina without regard to the principles of conflict of law or where the parties are located at the time a dispute arises. 

You expressly waive your right to bring any legal claims, now or in the future, arising out of or related to the website and our products or services. This Agreement shall be construed in accordance with, and governed by, the laws of the State of South Carolina as applied to contracts executed and performed entirely within South Carolina. The exclusive venue for any proceeding based on or arising out of these Terms shall be Greenville County, South Carolina.

Before filing any lawsuit, the parties agree to attempt in good faith to resolve any dispute, claim, or controversy by mediation. Mediation shall be a condition precedent to pursuing litigation or any other legal or equitable remedy. Each party shall bear its own costs and share equally in any mediation fees.

Class Action & Jury Trial Waiver

To the fullest extent permitted by law, you agree that any proceeding shall be limited to the dispute between us and you individually. You agree that (i) no proceeding shall be joined with any other; (ii) there is no right or authority for any dispute to be brought on a class-action basis or to utilize class action procedures; and (iii) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. You further waive any right to a jury trial.

Intellectual Property

All content on this website including but not limited to text, posts, logos, marks, graphics, files, materials, services, products, videos, audio, applications, computer code, designs, downloads and all other information here (collectively, the “Content”) is owned by us and is protected by copyright, trademark and other intellectual property and unfair competition laws with the exception of any content from others that we are lawfully permitted to use.  You are granted a limited revocable license to print or download Content from the website for your own personal, non-commercial, non-transferrable, informational and educational use only while ensuring it’s not in violation of any copyright, trademark, and intellectual property or proprietary rights.

You agree not to copy, duplicate, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent or license any part of the Content in any way to anyone, without our prior written consent.  You agree to abide by the copyright, trademark laws and intellectual property rights and shall be solely responsible for any violations of these terms and conditions. 

Trademarks

The company name, logos, product and service names, designs, and slogans are trademarks of 402 Creative LLC. You must not use such marks without our prior written permission. All other names and logos on the website are the trademarks of their respective owners.

User Content and Lawful Use Of The Website

For any Content or information that you upload, display, post, transmit, send, email or submit to us on the website or on any of our social media sites, you warrant that you are the owner of that Content or have express permission from the owner of those intellectual property rights to use and distribute that Content to us. 

You grant us and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to identify you, publish, post, reformat, copy, distribute, display, edit, reproduce any Content provided by you on our website and on any of our social media sites for any purpose. You shall be solely liable for any damages resulting from any infringement of copyrights, trademark or other proprietary rights of any Content or information that you provide to us.

You agree not to upload, display, post, transmit, distribute, send, email or submit to us on the website or on any of our social media sites any information or Content that is- 

(a) illegal, violates or infringes upon the rights of others, 

(b) defamatory, abusive, profane, hateful, vulgar, obscene, libelous, pornographic, threatening, 

(c) encourages or advocates conduct that would constitute a criminal offense, giving rise to civil liability or otherwise violate any law,

(d) distribute material including but not limited to spyware, computer virus, any kind of malicious computer software or any other harmful information that is actionable by law, 

(e) any attempts to gain unauthorized access to any portion or feature of the website, and 

(f) send unsolicited or unauthorized material or cause disruption in the operation of the website. You agree to use the website for lawful purposes only and shall be liable for damages resulting from the violation of any provision contained in these Terms and Conditions. 

Community / Interactive Features

If the website includes comments, forums, groups, or other interactive features, you agree to use such features only to post material that is proper and related to the topic. We reserve the right to remove content and terminate or restrict access at our sole discretion.

Testimonials, Feedback, and Likeness

If you send us feedback, success stories, testimonials, or tag us on social media, you grant us a perpetual, worldwide, royalty-free license to use, reproduce, and display such content (including your name, image, and likeness as reasonably included) for marketing and promotional purposes, in accordance with our Privacy Policy. You may withdraw consent for future uses by emailing support; withdrawal will not affect prior uses.

Third-Party Links

The website may contain links to third-party websites or resources for your convenience. We may serve as an affiliate for some of these third-party websites by offering or advertising their products or services on the website; however, we do not own or control these third-party websites. Once you click on a third-party link and leave this website, you are no longer bound by our terms and conditions.

You agree that we are not responsible or liable for the accuracy, content or any information presented on these third-party websites. You assume all risks for using these third-party websites or resources and any transactions between you and these third-party websites are strictly between you and the third party. We shall not be liable for any damages resulting from your use of these third-party websites or resources. 

Use Of Our Paid and Free Products 

We may offer free products for you to download and also sell paid courses, programs, physical or digital products and any other related materials (collectively, “products”) on this website. All our products and/or services including all content are protected by copyright pursuant to the US and international copyright laws. You are granted a limited revocable license to print or download Content from our digital products for your own personal, non-commercial, non-transferrable, informational and educational use only while ensuring it’s not in violation of any copyright, trademark, and intellectual property or proprietary rights. Copying or storing our content for other than personal use is expressly prohibited without our prior written consent. 

You acknowledge and agree that you have no right to share, modify, sell, edit, copy, reproduce, create derivative works of, reverse engineer, enhance or in any exploit our products. You cannot sell or redistribute any of our products, whether free or paid ones, without our express written consent.  You agree to abide by the copyright, trademark laws and intellectual property rights and shall be solely responsible for any violations of these terms and conditions.

Access to courses, templates, workbooks, recordings, and other materials is granted for your personal or internal business use only. You may not teach, license, sublicense, share, distribute, post, or otherwise make the materials available to third parties, including as part of your own programs or services, without our prior written consent.

Payments, Billing & Payment Plans

All purchases are processed through secure third-party payment providers. If you enroll in a payment plan, you authorize us to automatically charge the payment method on file for all installment payments, without additional consent, until the balance is paid in full. You agree to keep your billing information current and to promptly address failed or overdue payments. We reserve the right to suspend access to products/programs for late or missed payments.

Taxes and Currency

Prices are listed in U.S. Dollars unless stated otherwise. You are responsible for any applicable sales, use, VAT/GST, or similar taxes, duties, or levies associated with your purchase, excluding taxes on our net income.

Chargebacks & Disputes

You agree not to make any chargeback request without first contacting support to attempt in good faith to resolve the issue. Initiating a chargeback will immediately terminate your access to our products/programs. We reserve the right to dispute chargebacks and to provide these Terms, our Refund & Cancellation Policy, and delivery records as evidence of authorization.

Late Payments and Collections

If any amount owed remains unpaid after the due date, we may assess a late charge where permitted by law and suspend access to products or services until the account is current. If an account is placed with a third-party collections agency or counsel, you agree to pay reasonable costs of collection, including attorneys’ fees, as permitted by law.

SEAT TRANSFERS & EVENT CHANGES 

For live events, we may allow you to transfer your seat to another person before a stated deadline, subject to admin fees and approval. Event dates, speakers, and schedules are subject to change. Travel and lodging costs are your responsibility and are nonrefundable by us. Force majeure may require postponement or conversion to virtual delivery; in such case, your ticket will be honored for the rescheduled/virtual format in satisfaction of our obligations. 

Termination

We reserve the right in our sole discretion to refuse, remove, restrict your access, revoke and terminate your use of our website including any or all Content published by you or us at any time for any reason, without notice. 

Access Restriction

We may withdraw or amend the website and any service or material we provide on the website in our sole discretion without notice. From time to time, access to some parts of the website, or the entire website, may be restricted to users, including registered users.

Refund & Cancellation Policy

No Refunds

Due to their digital nature and immediate access of products, all sales of products and/or services on this website are final. No refunds will be issued. We truly believe in giving more than receiving and each of our products and services is designed by keeping this core principle in mind.  

All program fees are non-cancellable and non-refundable unless otherwise stated in the applicable program agreement.

Program-Specific Terms & Refunds

Some programs, live events, or memberships may include specific refund, transfer, or cancellation terms that apply in addition to these Terms. Please review the applicable program terms before purchase:

Where a program-specific policy provides a refund window or satisfaction guarantee, you must meet all stated eligibility requirements and submit any required work/product use evidence. If a refund is granted, your access and license to all related materials terminate immediately and you must cease use and delete all copies. 

In the event of any conflict between these Website Terms and a specific written program agreement, the program-specific agreement shall control.

Subscriptions and Auto-Renewals

Certain memberships or subscriptions may auto-renew at the end of each billing term until canceled. By enrolling, you authorize recurring charges to your payment method at the posted rate until you cancel. You may cancel future renewals at any time per the instructions in the program-specific terms; cancellations take effect at the end of the current billing cycle. Partial-period refunds are not provided unless expressly stated.

NO WARRANTIES 

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE ARE “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED TO THE FULL EXTENT PERMISSIBLE BY LAW. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES THAT THE WEBSITE WILL PERFORM OR OPERATE TO MEET YOUR REQUIREMENTS OR THAT THE INFORMATION PRESENTED HERE WILL BE COMPLETE, CURRENT OR ERROR-FREE. COMPANY DISCLAIMS ALL WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE TO THE FULL EXTENT PERMITTED BY LAW.

LIMITATION OF LIABILITY

You agree that under no circumstances, we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here. 

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, the outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall not be liable to you for any damages resulting from 1) any errors or omissions on the website, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorized access by third party of your information from the website regardless of our negligence; and 4) any use or misuse of the information, products and/or services offered here. 

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that we provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here. 

Indemnification

You agree to indemnify and hold the Company and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with us harmless from all losses, claims, damages, demands, actions, suits, proceedings or judgments, including costs, expenses and reasonable attorneys’ fees (“Liabilities”) assessed against or otherwise incurred by you arising, in whole or in part, from: (a) actions or omissions, whether done negligently or otherwise, by you, your agents, directors, officers, employees or representatives; (b) all your actions and use of the website including purchasing products and services; (c) violation of any laws, rules, regulations or ordinances by you; or (d) violation of any terms and conditions of this website by you or anyone related to you; e) infringement by you or any other user of your account of any intellectual property or other rights of anyone. The Company will notify you promptly of any such claims or liability and reserves the right to defend such claim, liability or damage at your expense. You shall fully cooperate and provide assistance to us if requested, without any cost, to defend any such claims. 

Entire Agreement

These Terms and Conditions along with our Privacy Policy and Disclaimer constitute the entire agreement between you and us with respect to this website. It supersedes all prior or contemporaneous communications, discussions, negotiations or proposals we may have had with you whether electronic, oral or written. 

A printed version of this entire agreement including the Privacy Policy and Disclaimer and of any notice given in electronic form shall be admissible in judicial or administrative proceedings with respect to this website to the same extent and given the same effect as other business contracts and documents kept and maintained in printed form. 

Severability

If any provision in these Terms and Conditions is deemed by a court, regulatory authority or other public or private tribunal of competent jurisdiction to be invalid or unenforceable, such provision is deemed to have been omitted from this Agreement. The remainder of this Agreement remains in full force and effect, and is modified to any extent necessary to give such force and effect to the remaining provisions, but only to such extent.

Contact

For any questions, please contact us at [email protected].

Business Address: 402 Creative LLC, 634 NE Main Street #1859, Simpsonville, SC 29681

Last Updated: November 7, 2025